Terms of Use
WEBSITE TERMS OF USE
Last Updated: 4/3/2026
Welcome to Gilliam Insurance, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website, https://www.trustedinsurancepartner.com (the “Website”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, please discontinue use of the Website.
1. Acceptance of Terms
These Terms govern your access to and use of the Website and all related content, features, and services. By using this Website, you also agree to our Privacy Policy, which is incorporated by reference.
2. Eligibility
This Website is intended for individuals who are at least 13 years of age. By using the Website, you represent that you meet this requirement and have the legal capacity to enter into a binding agreement.
3. Changes to Terms
We may update these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Website constitutes acceptance of any revised Terms.
4. Website Access and Availability
We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice.
We are not liable if any portion of the Website is unavailable.
5. Privacy
Your use of the Website is subject to our Privacy Policy. By using the Website, you consent to our data collection and use practices as described therein.
6. Account Security
If you are provided login credentials, you are responsible for maintaining their confidentiality. You agree to notify us immediately of unauthorized use or security breaches. We may disable access at our discretion.
7. Intellectual Property
All Website content—including text, graphics, logos, images, and design—is owned by or licensed to the Company and is protected by applicable intellectual property laws.
You may use the Website for personal, non-commercial use only. You may not copy, reproduce, distribute, or create derivative works without written permission.
8. Permitted and Prohibited Uses
You agree not to use the Website:
• In violation of any applicable law
• To engage in fraud, impersonation, or misleading conduct
• To transmit spam or malicious code
• To interfere with Website functionality or security
• To use bots, scraping tools, or automated systems
9. User Submissions and Third-Party Forms
The Website may allow you to submit information, including through contact forms, applications, or other features (“User Submissions”).
Some submissions are processed through third-party platforms, including but not limited to Jotform.
By submitting information, you agree that:
• Your submissions are non-confidential unless otherwise required by law
• You are responsible for the accuracy of the information provided
• Submission does not create an insurance policy, client relationship, or binding coverage
Third-Party Platform Disclaimer
We do not control the security or data practices of third-party providers such as Jotform. While we take reasonable steps to protect your information, we cannot guarantee the security of data transmitted through third-party systems.
You acknowledge that:
• Your information is subject to the third party’s privacy and security practices
• The Company is not liable for data breaches, leaks, or unauthorized access caused by third-party platforms beyond our control
Please do not submit sensitive personal information (such as Social Security numbers or full financial details) unless expressly requested through secure methods.
License to Use Submissions
By submitting content (such as reviews, testimonials, or comments), you grant the Company a royalty-free, perpetual license to use such content for business purposes, subject to applicable laws.
10. Insurance Disclaimer
The content on this Website is provided for general informational purposes only and does not constitute insurance advice, a quote, or a binder of coverage.
• No insurance coverage is bound or altered through this Website
• Coverage is subject to underwriting approval and written confirmation
• Submitting forms or contacting us does not create an insurance contract
You should consult directly with a licensed representative before making decisions regarding insurance coverage.
11. No Professional Advice
The Website does not provide legal, financial, or professional advice. You are responsible for consulting qualified professionals as needed.
12. Third-Party Links
The Website may contain links to third-party websites. We are not responsible for their content, policies, or practices.
13. Disclaimer of Warranties
The Website is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, express or implied.
14. Limitation of Liability
To the fullest extent permitted by law, the Company is not liable for any damages arising from your use of the Website.
If liability is imposed, it will be limited to the amount paid by you (if any) to the Company.
15. Indemnification
You agree to indemnify and hold harmless the Company from any claims arising from your use of the Website or violation of these Terms.
16. Arbitration and Dispute Resolution
Any disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association in Saline County, Arkansas.
You agree to waive participation in class action lawsuits.
17. Governing Law
These Terms are governed by the laws of the State of Arkansas, without regard to conflict of law principles.
18. Severability
If any provision is found unenforceable, the remaining provisions remain in full force.
19. Contact Information
For questions regarding these Terms, contact:
Gilliam Insurance, LLC
Email: rena@allstate.com
Address: 2103 Hwy 5 N. Ste 100, Benton, AR 72015
20. Entire Agreement
These Terms constitute the entire agreement regarding Website use and supersede all prior agreements.
